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Alternatives to credit card cash advances

Alternatives to credit card cash advances

With a sound financial plan in place, no matter how much debt you have, you can reign in unmanageable debt payments and actually save money to work towards important financial goals, such as saving for retirement or improving the score on your credit report.

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How to Pay Off Debt Fast

How to Pay Off Debt Fast

With a sound financial plan in place, no matter how much debt you have, you can reign in unmanageable debt payments and actually save money to work towards important financial goals, such as saving for retirement or improving the score on your credit report.

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Bad Credit Loans: Toronto

Bad Credit Loans: Toronto

Across Canada, having debt is quite common. There are answers to this problem in the form of unsecured loans, personal loans, bad credit loans, and payday loans to name a few possible financial products out there.

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How to Calculate Loan Interest

How to Calculate Loan Interest

Everyone who has ever borrowed money from a bank or online lender understands that paying off loan interest is a part of the process. Stated simply, loan interest amounts to the cost of borrowing for consumers. When borrowers pay interest charges, that’s how lenders mitigate their risk and receive compensation for their services.

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How Do Installment Loans Work?

How Do Installment Loans Work?

Medical bills, student debt, home renovations—everything costs money and Canadians can’t always afford to pay right away. The solution can be found by taking out a loan, but which kind is best: installment loans, personal loans, or payday loans?

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How to Get Quick Loan Approval

How to Get Quick Loan Approval

Are you trying to start your own business? Or maybe you want to go back to school or pay off some credit cards. Sometimes life just costs more than you have right now.
If you need money fast to pay for life’s needs, then you can’t be worrying about what steps to take or where to look. For quick loan approval you need a plan, but don’t worry we’ve got you covered. Keep reading to learn how to get a loan today.

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Debt Consolidation 101: A Short Guide

Debt Consolidation 101: A Short Guide

People can fall behind on their payments for lots of reasons. A loss of income, an unanticipated expense, or a medical emergency are but some of the curveballs that life sometimes throws our way that can put people in a precarious financial situation.

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Apply Online and Get Cash Fast

l

1. Apply Online

R

2. Get Same Day Approval

3. Money in Your Bank Account

Fast Response

Customers since 2017

Hour Approval

%

Satisfaction

Happy Customers

Very helpful and understanding. Staff are friendly. I asked so many questions and they answered all of them in a nice respectful manner. Would recommend them to anyone.

Tabitha Hudson 
Tabitha Hudson

Great customer service! Helped me a lot when I needed the cash advance! Kept their word and Costa great job for the fast communication and keeping your word !! Awesome !!

Shiann Maillet 
Shiann Maillet
très bon service rapide et professionnel cinq étoile.
Paul Lalonde 
Paul Lalonde

Very helpful and polite. Easy to talk to and deal with.

James Dalaire 
James Dalaire

Since being with 514 loan my experience has been good. They offer a range of different loan amounts, keep in mind it will depend on a few factors, employment, income, they will offer you the best loan that will make it easier to payback. Once approved the funds will be deposited into your bank account right away.

Carol 
Carol

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We all fall on hard times

Installment loans can see you through until skies look a little brighter

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Types of Loans

Go ahead
Call them whatever you want

We specialize in
INSTALLMENT LOANS

Installment Loans

Installment loans are Canadians' trendiest loan choice since 2017.

Payday Loans

Payday Loans are:

  • Old news
  • Extremely expensive
  • Have a short payback of 14 days
  • Being replaced by installment loans 

Cash Advance Loans

Cash? Who does that anymore?

Our Installment loans are delivered instantly by Interac e-Transfer.

Instant Loans

Get your instant loan application started today. Our installment loan processing is optimized to provide you with your money when need it most.

Mobile Loans

Our installment loan application process is optimized for iPhone and Android mobile devices (smartphones).

Unsecured Loans

Our installment loans do not require any guarantees nor liens. We do not offer title loans.

Short Term Loans

Our short term loans are offered as follows:

  • 300$ to 3000$
  • 90- to 120-days payback period

Online Loans

Our process is entirely done online.

  1. Apply today
  2. Get approved within an hour
  3. Receive your money in your bank account.

Private Loans

Any installment loan agreements are treated with the utmost discretion.

Easy Loans

Our installment loans are quick and easy. Get yours today.

Small Loans

Our installment loans range between 300$ and 3000$.

Personal Loans

We offer personal loans to Canadians electronically. Apply today for your personal installment loan.

Fast Loans

Our one-hour approval process is pretty fast. Apply today and witness it for yourself.

Direct Loans

Our installment loans are actually direct loans between the lender, and you, the applicant.

Areas Served

Proudly serving Canadians with no credit check installment loans, the best alternative to payday loans and the go-to alternative financial services. Thanks to you, we are the fastest growing installment loans provider across the country.

Where are you from?

Manitoba

Winnipeg, Dauphin, Morden, Portage La Prairie, Selkirk, The Pas, Winkler, Steinbach, Thomspon

Quebec

Montreal, Laval, Quebec, Gatineau, Lasalle, Terrebonne, Longueuil, Levis, Brossard, Sherbrooke, Repentigny, Saint-Hubert, Verdun

Alberta

Calgary, Edmonton, Lethbridge. Red Deer. St. Albert, Grande Prairie, Airdrie

Ontario

Toronto, Brampton, Mississauga, North York, Ottawa, Scarborough, Hamilton, Kitchener, London, Etobicoke, Windsor, Oshawa, Barrie, Richmond Hill, Brantford, Markham, Niagara Falls

Nova Scotia

Halifax, Cape Breton, Dartmouth, Truro, Sydney

New Brunswick

Moncton, Saint John, Fredericton

Prince Edward Island

Charlottetown, Summerside

514loans - Payday Loan Alternative

225 Rue Chabanel O #1004
Montreal, QC H2N 2C9

Monday
9 AM - 6 PM
Tuesday
9 AM - 6 PM
Wednesday
9 AM - 6 PM
Thursday
9 AM - 6 PM
Friday
9 AM - 6 PM
Saturday
CLOSED
Sunday
CLOSED