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Using Short-Term Loans To Build Your Credit Score

Using Short-Term Loans To Build Your Credit Score

When assessing the financial health of an individual, the way they have managed their debt in the past plays a vital role. So, if you are looking to buy a car or a house, rent accommodation, or even apply for store credit, your credit history will be a deciding...

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Exploring An Alternative To Payday Loans

Exploring An Alternative To Payday Loans

Payday loans have traditionally been the top choice in Canada for those needing funds at short notice. The problem with this type of loan is that they come with high interest rates and extremely short repayment periods. Defaulting on such a loan can lead to further...

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How To Use Installment Loans Wisely

How To Use Installment Loans Wisely

Applying for installment loans in Canada online is so easy that anyone might want to do it. However, it's important that if you're going to borrow money, you do it wisely. Here are some tips for how to use your installment loan wisely in Canada. Know Your Financial...

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No Credit Check Loans: Dispelling The Myths

No Credit Check Loans: Dispelling The Myths

Here at 514Loans, we offer no credit check loans 24/7, making it convenient and easy for you to get the money you need without the hassles that come with traditional lenders. While this convenience and expedience are much-needed services in today's society, there are...

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4 Good Reasons To Apply For A No Credit Check Loan

4 Good Reasons To Apply For A No Credit Check Loan

Why would someone need to apply for no credit check installment loans in Ontario? In this blog, we’ll answer that question by showing you four unique situations that legitimately call for no credit check loans, demonstrating their value and utility in the world of...

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5 Ways That Payday Loans Can Save The Day

5 Ways That Payday Loans Can Save The Day

Payday loans sometimes get a bad rap, but they can truly be a saving grace when used responsibly. While there are numerous ways to abuse any form of borrowing, there are many useful ways that payday loans in Vancouver can be used as well. Let’s take a look at some of...

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What Are The Benefits Of Payday Loans?

What Are The Benefits Of Payday Loans?

Payday loans provide borrowers with quick access to cash by offering an advance on their next paycheck, which is repayable upon receipt of their subsequent paycheck. While irresponsible use of payday loans can lead borrowers into further financial debt, there are many...

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3 Major Benefits Of No Credit Check Payday Loans

3 Major Benefits Of No Credit Check Payday Loans

If you have poor credit and need quick access to cash, then no credit check payday loans might be a good option for you. Let's take a look at three of the major benefits of these types of loans. 1. Quick Approval And Disbursement One of the most useful benefits of a...

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Happy Customers

Great customer service! Helped me a lot when I needed the cash advance! Kept their word and Costa great job for the fast communication and keeping your word !! Awesome !!

Shiann Maillet 
Shiann Maillet

Excellent, very happy doing business with you people.

très bon service rapide et professionnel cinq étoile.
Paul Lalonde 
Paul Lalonde

Very helpful and understanding. Staff are friendly. I asked so many questions and they answered all of them in a nice respectful manner. Would recommend them to anyone.

Tabitha Hudson 
Tabitha Hudson

Called for info the girl I spoke to was very friendly and answered all of my questions. I got a reply within an hour They asked for documents and bank statements and it was an easy approval got the money I needed right away.


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We all fall on hard times

Installment loans can see you through until skies look a little brighter

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Types of Loans

Go ahead
Call them whatever you want

We specialize in

Installment Loans

Installment loans are Canadians' trendiest loan choice since 2017.

Payday Loans

Payday Loans are:

  • Old news
  • Extremely expensive
  • Have a short payback of 14 days
  • Being replaced by installment loans 

Cash Advance Loans

Cash? Who does that anymore?

Our Installment loans are delivered instantly by Interac e-Transfer.

Instant Loans

Get your instant loan application started today. Our installment loan processing is optimized to provide you with your money when need it most.

Mobile Loans

Our installment loan application process is optimized for iPhone and Android mobile devices (smartphones).

Unsecured Loans

Our installment loans do not require any guarantees nor liens. We do not offer title loans.

Short Term Loans

Our short term loans are offered as follows:

  • 300$ to 3000$
  • 90- to 120-days payback period

Online Loans

Our process is entirely done online.

  1. Apply today
  2. Get approved within an hour
  3. Receive your money in your bank account.

Private Loans

Any installment loan agreements are treated with the utmost discretion.

Easy Loans

Our installment loans are quick and easy. Get yours today.

Small Loans

Our installment loans range between 300$ and 3000$.

Personal Loans

We offer personal loans to Canadians electronically. Apply today for your personal installment loan.

Fast Loans

Our one-hour approval process is pretty fast. Apply today and witness it for yourself.

Direct Loans

Our installment loans are actually direct loans between the lender, and you, the applicant.

Areas Served

Proudly serving Canadians with no credit check installment loans, the best alternative to payday loans and the go-to alternative financial services. Thanks to you, we are the fastest growing installment loans provider across the country.

Where are you from?


Winnipeg, Dauphin, Morden, Portage La Prairie, Selkirk, The Pas, Winkler, Steinbach, Thomspon


Montreal, Laval, Quebec, Gatineau, Lasalle, Terrebonne, Longueuil, Levis, Brossard, Sherbrooke, Repentigny, Saint-Hubert, Verdun


Calgary, Edmonton, Lethbridge. Red Deer. St. Albert, Grande Prairie, Airdrie


Toronto, Brampton, Mississauga, North York, Ottawa, Scarborough, Hamilton, Kitchener, London, Etobicoke, Windsor, Oshawa, Barrie, Richmond Hill, Brantford, Markham, Niagara Falls

Nova Scotia

Halifax, Cape Breton, Dartmouth, Truro, Sydney

New Brunswick

Moncton, Saint John, Fredericton

Prince Edward Island

Charlottetown, Summerside

514loans - Payday Loan Alternative

225 Rue Chabanel O #1004
Montreal, QC H2N 2C9

+1 844-508-2274

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