Installment Loans of up to $3000
A SMART PAYDAY LOAN ALTERNATIVE
NO CREDIT CHECKS
APPLY ONLINE AND GET CASH FAST!
Apply for an Installment Loan Online
Get Same Day Approval
Receive Deposit in Your Bank
Instant Same Day Loan Approval
Even with Bad Credit
THE BENEFITS OF INSTALLMENT LOANS
If you’ve run into bad luck or the unexpected we are there to help when you need the money most. As long as you are in good standing with us. Our installment loans won’t negatively impact your credit. Credit scores can be affected further when you have excess debt. Your amount owing with us will not show in any credit score reports. You can pay us back as soon as you like.
WHO ARE WE
We are brokers and not the direct lender. We provide a service to find you the best rates within our trusted network of lenders.
FEES AND INTEREST
Our lenders charge an APR (Annual Percentage Rate) which varies between 22% to 35%. For those that do not meet our requirements an alternative loan solution may be offered to you, where the above rates do not apply.
TERMS OF REPAYMENT OF AN INSTALLMENT LOAN
Our lender’s installments loans are repayable typically within a period of 120 days and not less than 90 days. Terms can be modified if the you inquire.
WHAT MAKE US DIFFERENT FROM PAYDAY LENDERS
Typically payday lenders require borrowers to pay when they receive their next pay check. We work with you to schedule the payments schedule with you.
EXAMPLE TOTAL COST OF A INSTALLMENT LOAN
A $300 loan over 4 months at an APR of 32% is payable every two weeks and refundable in 8 payments will be $56.75 by payment for a total amount of $453.98. This example considers the $130 brokerage fees to be added to the borrowed capital. The broker sets their commission for each applicant at their own discretion regardless of interests due to the lender agency.
Although our lenders do not currently offer loans terms of one year the cost of an APR of 32% would be $96.00. Our lender’s loan terms typically do not exceed 5 months.
If any payments are refused from your bank for insufficient funds or any other reason. You will be charged a NSF fee of $40.
BORROW MONEY RESPONSIBLY
Please be responsible and careful with this type of loan. These type of loans are meant to be used as a bridge to solve your immediate financial crisis. Our lenders take the risk to lend you the money. Their interest rates may be higher than conventional banking institutions. We are there to help if no other solutions are available and you need a bridge to avoid NSFs, late payments and penalties.
Trusted Partners and Providers
EFT Canada is our reliable provider of advanced electronic payment services
Decision Logic is our trusted partner for loan decision making and bank statement transaction verification
Microbilt provider of
risk management reporting for our valued clients
Interac e-Transfer is one of our methods of processing electronic payments to our clients safely and fast